A car accident can be a shocking and overwhelming experience, and the actions we take afterward can have a big impact on how we recover, both physically and financially. Our friends at Cohen & Cohen discuss the common mistakes to avoid, helping you protect your rights and strengthen your claim.
When the dust settles after an accident, it’s tempting to focus on moving forward as quickly as possible. But rushing through the process or skipping important steps can leave us with less compensation than we deserve. Being aware of these pitfalls can make all the difference.
Not Reporting The Accident
One of the biggest mistakes we can make after a car accident is failing to report it to the authorities. Even if the damage seems minor or the other driver insists it isn’t necessary, filing a police report is crucial. This document creates an official record of the accident, which can be invaluable later when dealing with insurance companies or pursuing legal action.
Without a police report, it becomes our word against the other driver’s, and proving what happened can be much more difficult. If we’re injured or the property damage is significant, the absence of an official report could weaken our case.
Failing To Gather Evidence
In the moments after an accident, it’s easy to feel flustered and overwhelmed. But skipping the step of gathering evidence can be a costly mistake. Photos of the scene, including vehicle damage, road conditions, and visible injuries, can serve as critical evidence.
It’s also important to get contact information from the other driver, any witnesses, and even first responders who were on the scene. The more information we can collect, the stronger our claim will be.
For example, we once worked with someone who had been rear-ended at a stoplight. The at-fault driver initially admitted fault but later changed their story. Because the injured party had taken photos of the damage and obtained witness statements, we were able to present a solid case for compensation.
Delaying Medical Attention
Another common mistake is delaying medical attention. Some injuries, like whiplash or internal trauma, may not be immediately apparent after an accident. By waiting to see a doctor, we risk two things: worsening our injuries and weakening our claim.
Insurance companies often argue that delayed treatment is a sign that injuries aren’t serious or weren’t caused by the accident. Seeking prompt medical attention not only protects our health but also establishes a clear link between the accident and our injuries.
Accepting A Low Settlement Offer
Insurance companies may offer quick settlements to close cases as efficiently as possible. While it can be tempting to accept an offer and move on, these settlements often fail to cover the full extent of our damages.
For instance, an initial offer might address immediate medical bills but fail to account for ongoing treatment, lost wages, or the emotional toll of the accident. By accepting a low settlement, we might miss out on the full compensation we deserve. Consulting a personal injury lawyer can help us evaluate offers and understand whether they reflect the true value of our claim.
Admitting Fault Or Downplaying The Incident
In the heat of the moment, it’s natural to want to smooth things over, especially if the other driver is upset. However, admitting fault or downplaying the incident can hurt our case later. Even saying something as simple as “I’m sorry” can be interpreted as taking responsibility for the accident.
Instead, it’s best to stick to the facts. Provide the necessary information to law enforcement and insurance companies, but avoid speculating about fault or making statements that could be.
Recovering from a car accident isn’t just about repairing our vehicle or healing from injuries. It’s also about holding the right party accountable and securing the compensation we need to move forward. By avoiding these common mistakes and taking the proper steps after an accident, we can strengthen our claim and protect our future.
When in doubt, seeking legal guidance from a personal injury lawyer can provide clarity and support during what can be a challenging time. It’s about making sure we’re in the best position to recover fully—both physically and financially.